Here is a tutorial explaining the way I make my digital pieces.
I've had a few people mention that they'd like to see one so I documented my process on "Make a Wish, Sugarcube!" Also I just noticed some typos...
I used Photoshop CS3!
This isn't a Photoshop beginner friendly tutorial I'm afraid, it would have to be five times as long for it to be thorough enough for that! If there is a tool or word you don't understand, simply look it up on google!
You can see the final version of here: